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Equity access
Cash-Out Refinance
Unlock the equity in a property you already own — refinance into new terms while accessing cash for your next investment or expense.
At a Glance
Loan Amount
$10K – $350M
Max LTV
Up to 90%
Term
6 Mo – 35 Yrs
Property Types
Res. / Comm. / Mixed-Use
Time to Close
3 – 6 Working Days
——— Overview
Turn built-up equity into usable capital
A cash-out refinance replaces your existing mortgage with a new loan for a higher amount, letting you access the difference in cash while potentially securing better terms on the underlying loan.
Trust Edge Ventures Ltd offers cash-out refinancing for primary residences, investment properties, and multi-family assets, with proceeds usable for nearly any purpose.
Key Features
- Access equity without selling the property
- Available for primary, investment, and multi-family properties
- Potential to secure a better rate on your existing balance
- Funds usable for renovation, investment, or debt payoff
- AFixed and adjustable rate options available
Loan Terms
Loan Amount
$10K – $350M
Max LTV
90%
Rate Type
Fixed / Variable
Term Length
30 Years
Use of Proceeds
Flexible
—— Is This Right For You?
Built for owners with built-up equity
- Good fit if you
Own a property with significant built-up equity
Want to fund a new investment, renovation, or major expense
Are looking to consolidate higher-interest debt
Could benefit from refinancing into better loan terms
- Consider another product if you
Are purchasing a new property — see Real Estate Loans or Mortgage Loans
Are qualifying on rental income specifically — see DSCR Loans
Need short-term renovation capital instead — see Fix and Flip
—— Process
From application to funding
1 ———————————————————
Submit Property & Loan Details
Share your current mortgage balance and desired cash-out amount.
2 —————————————————
Appraisal & Underwriting
We confirm current property value and available equity.
3 ——————————————
Terms Issued
Receive your new rate, term, and cash-out amount.
4 ——————————————
Close & Receive Funds
our prior loan is paid off and cash proceeds are disbursed.
——— Common Questions
Cash-Out Refinance FAQ
How much cash can i access?
Typically up to 90% of your property’s current value, minus your existing mortgage balance, though this varies by property type and jurisdiction.
Can i use the funds for anything?
Cash-out proceeds are generally flexible — common uses include renovation, debt consolidation, and funding new investments.
Will my rate change from my current mortgage?
Your new loan carries its own rate and term, which may be higher or lower than your current mortgage depending on market conditions.
Does this work for an investment property?
Yes, cash-out refinancing is available for primary residences as well as investment and multi-family properties.
——— Related Products
Explore other financing options
Real Estate
DSCR Loans
Qualify on property cash flow — no personal income verification.
Real Estate
Multi-Family Loans
Financing for 5+ unit residential and mixed-use properties.
——— Get Started
Check your rate in minutes.
No impact to your credit. Get matched with a DSCR
loan advisor and see your terms before you commit to anything.